About My Insurance Ally

Why Us?  |  Our Story  |  Meet the Team

Life Insurance

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Auto Insurance

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We offer a range of policies for individuals, families, & businesses

Why Us?

Unlike a captive agency like Allstate or State Farm or a direct insurance company like Geico or Progressive who only offer their own proprietary products, My Insurance Ally is 100% independent of any one company. Many insurance clients don’t fully understand just how important that really is.

When it comes to something as important as protecting you, your loved ones, and your property (literally everything you have worked so hard to have), it is imperative that you partner with an agency with an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.

At the end of the day, what separates one agent from another is their ability to proactively service their policy holders. My Insurance Ally demonstrates this sort of competent knowledge of the insurance industry, multiple products, and the many situations that present themselves to our clients.

Independent Agent Vs. The Rest

Here is a quick comparison of the differences between an independent agency like us, and the various other types of companies available:

If you’d like to get started with a complimentary quote and/or policy review, we’d be happy to help you any way we can. With just some basic information, we can get started online and have some preliminary rates sent over in a matter of seconds.

We appreciate the opportunity to help you and we look forward to servicing your insurance needs! Feel free to Call Us directly if you have more detailed questions.

Our Story

Our founder and Managing Partner Ryan Cole and lovely wife Joelle experienced a fire in their own home in May of 2016. Standing on the tree lawn with neighbors nearby and fire fighters scrambling in and out of your home, hoses dousing everything inside, suddenly makes the need for insurance very real. The house was a total loss.

At the time, Ryan owned and managed two agency locations for a “captive” insurance company. While Ryan and Joelle had always taught their teams to focus on value in addition to price, now they had new insights on what really matters when life gets turned upside down.

My Insurance Ally is built on the foundations of walking through this devastating experience. The lessons learned have given us the insight to make personalized recommendations that make a real difference and give our clients the confidence to sleep well at night. Personalized Service and Trusted Advice.

Ryan Cole

Chief Coffee Taster

Providing Coverage for Over 20 Years

Meet the Team

Our founding agent, Ryan Cole, started in the Insurance industry in 1999. Working diligently with his wife and partner Joelle Cole, Ryan built a successful life insurance practice with licensed agents representing the firm in both Michigan and Ohio. Just before the economic down-turn of 2008, Ryan and Joelle closed that practice and Ryan entered the investment and retirement planning industry working with high net worth individuals through AG Edwards.

After a few years, Ryan was drawn back to his roots of serving middle-America, a market often neglected. To access that market, Ryan joined Allstate Financial Services as a Personal Financial Specialist, providing Life Insurance, Investment products, and Retirement Planning services to Allstate Agency clients throughout Northeast Ohio.

In late 2014, Ryan opened his own Allstate Exclusive Agency and found quick success earning Honor Ring and Premier Agency designation multiple years. Ryan quickly expanded to a second location and even partnered with his wife Joelle to open a third location near their home. It was during this time, Ryan and Joelle experience a total loss fire that changed how they viewed and approached their roles as trusted advisors.

Despite their success, Ryan felt drawn to the original business model in which he and Joelle began to operate 20 years prior. The call to independence was rising up in heart and mind. In 2020, Ryan sold his practice with Allstate and partnered with the founders of McMichael Insurance (link to McMichael Page?) to create My Insurance Ally. With well over 90 years of combined experience in the insurance industry, the founders of My Insurance Ally have the knowledge and capacity to address insurance, investment, and retirement planning needs of all sizes and shapes.


More Options. More Savings.