A Personal Umbrella Policy (PUP); adds on addition coverage above and beyond the liability limits for your current property, automobile, and other policies. Most of the time, all the policies need to be with the same company but that isn’t always required. Some unique situations require a more customized solution. Instead of having to pay for a higher liability limit on each policy individually, a Personal Umbrella Policy usually saves you money by spreading out the risk over all your other policies that each have their own preexisting limits.
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